Accelerate PCP Finance Program explained:

Ducati Accelerate PCP Finance is a way to fuel your passion for riding by allowing you to enjoy your new Ducati for 2 years with no monthly repayments.

That’s right, no monthly instalments, no interest – just pure riding freedom!

Operating on the 50/2/50 principle, you pay 50% Deposit (half the total motorcycle value upfront), ride for 2 years with nothing to pay, then at the end of the agreement pay the Optional Final Repayment of 50% to own the motorcycle outright. 

But freedom is all about choice, at the end of the agreement you can choose to either…

1) Return your Ducati and not pay the Optional Final Repayment (Return conditions apply).

2) Keep your Ducati and pay the Optional Final Repayment.

3) Part-exchange your Ducati and choose another model.

While the 50% Deposit may be higher than a traditional PCP or HP as an entry level to this finance program, if you have a current motorcycle available to trade-in, you could potentially use the resulting trade-in value towards your deposit and unlock 24 months’ worth of riding interest free with no repayments required. 

Thanks to the traditionally high residual values of Ducati, when it comes to the end of your Accelerate Finance term you could potentially part-exchange your motorcycle and once the outstanding balance is paid, use any resulting balance towards the deposit for your next Ducati via one of the Ducati Financial Services offerings. You may need to contribute further funds towards any future deposit, but 50/2/50 PCP means you can plan & save towards your next purchase from the outset. 

Personal Contract Purchase (PCP) explained:

Personal Contract Purchase (PCP) can help you to buy your dream Ducati with lower monthly repayments than a Hire Purchase (HP) product as a large proportion of the amount you repay is deferred into an optional final repayment. You will pay more interest on a PCP agreement than a HP agreement for the same loan amount, term and Annual Percentage Rate of Charge (APR) as your balance reduces more slowly due to the optional final repayment. 

You will decide an initial deposit, term and how many miles you’ll ride each year.

The monthly repayment amount and the optional final repayment amount will be calculated based on the anticipated value of the Ducati at the end of the agreement.

At the end of your agreement, you have three options; part exchange your Ducati (new agreements, subject to status), return the Ducati (return conditions apply), or pay the option final repayment and own the Ducati.